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第二百四十九条 海上保险合同采用保险人提供的格式条款的,对于保险合同中免除或者减轻保险人责任等与被保险人有重大利害关系的条款,保险人在订立合同时应当作出足以引起被保险人注意的提示。被保险人要求说明的,保险人对该条款应当予以明确说明。

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Okay, let’s start from the top. CRDT stands for “Conflict-free Replicated Data Type”. That’s a long acronym, but the concept isn’t too complicated. It’s a kind of data structure that can be stored on different computers (peers). Each peer can update its own state instantly, without a network request to check with other peers. Peers may have different states at different points in time, but are guaranteed to eventually converge on a single agreed-upon state. That makes CRDTs great for building rich collaborative apps, like Google Docs and Figma — without requiring a central server to sync changes.